At incorporate.com—a division of CSC—our teams are dedicated to supporting entrepreneurs like you throughout the life cycle of your business. As your dedicated partner, we’re here to face any challenge with you as you start, grow, and maintain your business. Our team will update the Economic Resources and Relief for Small Businesses Guide regularly with resources during this challenging time to assist you and your business. We can weather this storm together.
Do you have the proper documentation needed to apply for loan assistance? Our teams can help.
Since the launch of the CARES Act assistance programs we have had many customers reach out with urgent document retrieval requests. In addition to payroll verification, financial records, and tax returns, many lenders are requesting that applicants have the following documents prepared for each entity:
- Certificate of good standing
- Articles of incorporation
- Operating agreements or by-laws
As your dedicated partner, CSC is available to support you and can promptly pull the documentation required by your lender. Call (866) 963-8506 and select Option #2 to submit your request.
This page will connect you with resources and information regarding the:
- Coronavirus Aid, Relief, and Economic Security (CARES) Act (signed March 27, 2020)
- Small Business Administration (SBA)
- U.S Chamber of Commerce
- Center for Disease Control and Prevention (CDC)
- World Health Organization (WHO)
In addition to the CARES Act Stimulus Guide, we’ve compiled a list of economic and relief resources available to you based on state eligibility.
Our team will regularly update this page with resources for small businesses and non-profit organizations when available.
CARES Act provides stimulus for U.S. businesses and non-profits
On March 27, 2020, the CARES Act was signed by the president of the United States. The CARES Act exceeds $2T in assistance and establishes a $349B lending program for small businesses negatively impacted by the coronavirus (COVID-19) circumstances. In some cases, benefits extend to those that normally may not qualify, such as self-employed individuals, independent contractors, and members of the “gig economy” workforce.
The CARES Act provides support for small businesses and non-profits through the following programs:
- The Paycheck Protection Program (PPP)
- The Economic Injury Disaster Loans (EIDL)
- The Emergency Economic Injury Grant (EEIG)
- The Small Business Debt Relief Program (SBDR)
- Small business tax provisions
Visit our Coronavirus Aid, Relief, and Economic Security (CARES) Act Stimulus Guide for Small Business and Non-Profit Organizations to learn more about how each program affects your organization.
Nationwide: Facebook Small Business Grants Program
Facebook is offering $100M in cash grants and ad credits for up to 30,000 eligible small businesses in over 30 countries. Additional details on eligibility and how to apply have not been released to the public. Learn more at Facebook for Business.
Nationwide: Restaurant Employee Relief Fund
National Restaurant Association Educational Foundation launched the Restaurant Relief Fund to help restaurant industry employees experiencing hardship in the wake of the coronavirus disease (COVID-19) outbreak. Through this Fund, grants will be made to restaurant industry employees who have demonstrated being financially impacted by COVID-19, whether through a decrease in wages or loss of employment. These grants will be made on a first-come first-served basis, subject to availability of funds. 100% of the Fund’s proceeds will go to providing grants to restaurant workers.
This Fund is operated by the National Restaurant Association Educational Foundation, whose mission is to attract, empower and advance today’s and tomorrow’s restaurant and foodservice workers.
Grants will be awarded on a first-come first-served basis to those individuals who meet the prescribed eligibility criteria, as reviewed and verified by the National Restaurant Association Educational Foundation (NRAEF). Subject to the availability of funds contributed to the Fund, a one-time grant of $500 will be disbursed directly to the applicant following NRAEF’s review and confirmation that their submitted application meets the prescribed guidelines. Awards will limited to one grant per person.
- Application will be open on April 2, 2020
- Each approved grant is $500, one per person only
- Apply for the Restaurant Employee Relief Fund here.
Nationwide: Southern Smoke Foundation Emergency Relief Fund
Southern Smoke Foundation provides funding to individuals in the food and beverage industry who are in crisis. Established in 2017, the Southern Smoke Foundation emergency relief fund has distributed more than $1 million to individuals in the food and beverage industry in crisis. To learn more and access the application, visit the Southern Smoke Foundation Emergency Fund Application website.
Nationwide: Verizon Small Business Recovery Fund via LISC
Small businesses across the country are confronting extreme economic challenges as a result of the COVID-19 pandemic. Financial support at this critical time can make the difference between staying in business or closing permanently, leading to lost income, jobs and economic stability. Thanks to a $2.5M investment from Verizon®, the Local Initiatives Support Corporation (LISC) is offering Small Business Recover Fund grants to help small businesses fill urgent financial gaps until they can resume normal operations or until other more permanent financing becomes available.
Who is eligible?
LISC will use the Verizon funding to provide grants of up to $10,000 to businesses facing immediate financial pressure because of COVID-19—especially entrepreneurs of color, women-owned businesses, and other enterprises in historically underserved communities who don’t have access to flexible, affordable capital.
How to apply?
Applications for the first round of grants must be completed by 11:59 PM ET on April 4, 2020. We will continue to accept applications for the second round. Access the Small Business Recover Fund grant application via the LISC website.
Nationwide: Save Small Business Fund
To combat the economic destruction threatening the survival of small businesses in every town across America, the U.S. Chamber of Commerce launched the Save Small Business Initiative—a nationwide program to address small businesses’ immediate needs, mitigate closures and job losses, and mobilize support for long-term recovery.
The Save Small Business Initiative features a four-part campaign including financial aid, resources and guidance, advocacy, and polling, as well as a call to action for the larger business community and government to help small businesses. Grants will be awarded weekly, but you only need to apply once to be eligible for funding.
To be eligible, businesses must:
- Employ between 3 and 20 people
- Be located in an economically vulnerable community
- Have been harmed financially by the COVID-19 pandemic
How to apply:
- Complete a short application that will take about 10 minutes (live on the Save Small Business website April 20,, 2020 at 12 p.m. Pacific Time).
- Have your business's W-9 form available.
Common Save Small Business Fund FAQs:
- How do I apply for a grant? Starting April 20, 2020, you can submit a short application. The application will take about 10 minutes to complete and will only require your business’s W-9 form and basic supporting information about your business.
- Who is eligible to apply? To apply, you must run a small business or chamber of commerce with between 3-20 employees (not including independent contractors). The business must be located in an economically vulnerable community. This is defined as the bottom 80% of the most economically distressed zip codes in the United States, as ranked by the Distressed Communities Index. Before starting the application, you will be asked for the zip code where you’re registered by the IRS as doing business, which will confirm your eligibility.
- What is the Distressed Communities Index and why are some zip codes excluded from this grant? The Distressed Communities Index is a measure of the economic well-being of U.S. communities, developed by the Economic Innovation Group. Just as some businesses face higher risks than others, some communities are more vulnerable. This fund is dedicated to helping employers in the places that need it most.
- How much is the grant? Each grant is for $5,000 and must be applied toward business expenses. We will send a follow-up survey to all grantees to learn how it was spent and the impact that it made.
- What is the selection process? Employers that meet the above requirements will be awarded grants on a rolling basis.
- Who is administering the fund? The Save Small Business Fund is administered by the U.S. Chamber of Commerce Foundation. The Chamber Foundation is a private sector 501(c)(3) charity affiliated with the U.S. Chamber of Commerce and is not a government agency.
- When will grants be awarded? Grants will be awarded weekly until all funds have been used. Once the grantee has been notified and submitted payment information that meets compliance checks, it will take 3-5 days to process the payment. The number of grants awarded will be scaled in proportion to the demand and available funds.
Nationwide: Google Ad Credits for Small and Medium-sized Businesses
Google® would like to help alleviate some of the cost for small and medium-sized businesses (SMBs) to stay in touch with their customers during this challenging time. Google is giving SMBs worldwide $340 million in ad credits, which can be used at any point until the end of 2020 across Google Ads platforms. SMBs who have been active advertisers since the beginning of 2019 will see a credit notification appear in their Google Ads account in the coming months. This is part of a larger commitment from Google to support SMBs, health organizations and governments, and health workers on the frontline of this global pandemic. Learn more via the Google Ads Help website.
Additional Articles and Guides for Small Businesses and Non-Profits:
- Small Business Owner's Guide to the CARES Act, U.S. Senate Committee on Small Business and Entrepreneurship
- Coronavirus Emergency Loans, Small Business Guide and Checklist (PDF), U.S. Chamber of Commerce
- Coronavirus Aid, Relief, and Economic Security Act: What Small Businesses Need to Know, U.S. Chamber of Commerce
- Guidance for Businesses and Employers to Plan and Respond to Coronavirus Disease 2019 (COVID-19), Centers for Disease Control and Prevention (CDC)
- Coronavirus disease (COVID-19) Pandemic, World Health Organization
- U.S. Small Business Administration, SBA Disaster Assistance Website
- Loans Available for Nonprofits in the CARES Act, National Council of Nonprofits
- Overview of the Federal Stimulus Package (PDF), Pennsylvania Chamber of Business and Industry
- Understanding the Paycheck Protection Program in the CARES Act, Tax Foundation